There are a number of myths and misconceptions about consumer bankruptcy, and it is imperative that you keep yourself informed when considering the choice of this financial tool. The men and women who offer bankruptcy services will help you to work through your options, choose the chapter that is best suited to your individual situation, and keep you educated on the facts of filing. Bankruptcy is seen by some as a last resort, and while it should not be filed for just any reason, it may be the best thing that you could do for yourself in your current position in life.
It is not true that some changes in bankruptcy law have made it impossible for most people to file; it is still very possible to obtain debt relief through consumer bankruptcy in Topeka, KS. Although you may need to file Chapter 13 rather than Chapter 7, you may absolutely visit us to speak about your unique options and how you can receive the relief that you need to rebuild your financial security. Rather than worrying about the ability to file, simply contact a lawyer capable of helping you through the process from start to finish regardless of the amount of debt that you may currently hold.
One misconception about bankruptcy law is that you will lose your house, car, and life savings if you choose to file; however, this is entirely false. Consumer bankruptcy is a financial tool that may be used without the loss of your house, car, or personal property and you can trust in the right lawyers to help you work through your options depending on your situation. Bankruptcy laws are designed to offer a second chance to those simply too far into trouble to climb out on their own, and a professional can help you with the decision.